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Dividend Solar - Profile & Reviews

Dividend is a leading national provider of renewable energy and energy-efficiency financing solutions to homeowners. We believe that solar should be an investment, not just another monthly expense and make this possible through offering a comprehensive suite of residential solar loan options to our customers. Our unsecured solar loan, the EmpowerLoan™, continues to expand its product offerings into the home-energy space - including PACE financing. As well, Dividend has developed a comprehensive platform for installation partners and homeowners to streamline the financing process and help our customers achieve their goal of solar ownership.

Not sure if solar is right for you? Give us a call at (844) 805-7100 or visit to learn more. We’ll walk you through the process and answer any questions you may have.

178 reviews

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  • "Terrible company to work with. Don't waste your time. Just find alternative"

    "Terrible company to work with. Don't waste your time. Just find alternative"

    Reviewed Aug 09, 2021

    I just purchased a new house, got the mortgage, my credit score is 800, I also lease a car, but guess what! When I tried to transfer the loan on the solar panels from the seller to me, Dividend solar wouldn't transfer the loan to me for the following reason:
    "Number of established accounts."

    Like, seriously?? So yes, I only have one credit card and one loan on my credit history - what to do - I don't like in general to loan money. I like to pay with my money I have. So therefore you rejected my application??
    Such a terrible company!!
    You didn't even ask for my employment information, how much I make, my financial situation. You just decided to reject my application for not enough credit lines??
    I just got a mortgage for the house - which is a lot more than the amount of the loan on the solar panels, I lease a very fancy car, but Dividend Solar decided that I'm not good enough for them.

    Such a terrible company.
    Don't waste your time. There are a lot better alternative to this terrible company.

    Ryan Ahearn
    Response from Dividend Solar
    Responded Sep 13, 2021
    Response from Dividend Solar
    Responded Sep 13, 2021

    Hi Menachem, We are sorry to hear about your experience with us. Our goal is always to provide our customers with the best possible financing experience. We are glad that our customer service team was able to talk with you regarding the specifications of your situation. Please do not hesitate to give us a call if you have any other concerns or any further questions (844) 8057100. Thank you.

  • "Strung Along"

    Reviewed Sep 29, 2020

    In 2018 a Dividend rep strong-armed an upstart neighborhood solar sales business into working with one, and only one company for installs. In order fornthisbdmall company to "earn" a continuing relationship with dividend, he forced them to use one of the world's least reliable installers, Luma Dynamics.

    He didn't know it at the time, and neither did I, that Luma would be so sub-standard both in quality and customer service.

    Within a year my roof began to leak. I contacted Luma. They attempted to repair the leaking area, and in the process the roofer discovered that each and every solar flashing had been incorrectly installed. No sealant had been used around legs, a nail gun had been used to find studs, and the job was poorly and dangerously done.

    Within two weeks, Luma Dynamics had shut its doors and gone out of business. So I took the next step in the recovery process and reached out to the lender, Dividend Finance. Together with my sales company we showed them damages, worked with then for resolution. In the meantime, Dividend only ever demanded payment while delaying the process of roof repair.

    They offered only to pay for the panel removal and the damages to my roof only where the solar has affected it, despite the fact that it was their mandatory installer who caused the damage. In Florida, there is a 25% rule. If the repair covers more than 25% of the area of the roof, the whole roof must be replaced, or the roof will not pass inspection and won't be deemed habitable.

    That is a law I have no control over, and no ability to determine just the cost of the 40% damaged by solar.

    From March until late September they delayed and delayed. They waffled back and forth about repair, send inspectors to my home and cost me time at work. Then finally refused to cover any repairs, claiming this was their original position. It isn't.

    They didn't return calls when they claimed they would and take no responsibility for the contractors they force a client to use.

    Don't use Dividend, use another finance company. Moreover, be sure that you understand that you can choose your installer anytime you want. Finance companies try to drive business to certain vendors for their own benefit, but you still have choices.

  • "Making home improvements a reality"

    "Making home improvements a reality"

    Reviewed Jun 07, 2020

    Thanks to the speedy approval process my project commenced and was completed on schedule despite current global circumstances. I was able to take the first step in home improvement thanks to Dividend.

Get a custom solar estimate for your home

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So, why work with Dividend? Dividend connects homeowners, installers, and financial investors, creating partnerships and accelerating the growth of clean, renewable energy. We make solar ownership a realistic goal for our customers with our $0-down EmpowerLoan. Using a simple, streamlined financing process we offer a seamless, cost effective path to getting solar and reducing your utility bills. In addition, we offer:

- The freedom and peace of mind of hassle-free solar ownership
- An instant credit decision and seamless online loan execution
- High-quality installation from accredited and trust worthy installers
- Production monitoring which allows you to track exactly how much electricity you have generated over time
- No pre-payment penalties
- The benefit of worry free automated loan payments

  • Installation
  • Financing
  • Solar Repair & Maintenance
  • Solar PV
  • Energy Storage

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Get a custom solar estimate for your home

Get a custom solar estimate for your home

Based on your roof and actual offers in your area

Try Solar Calculator

Dividend Solar Headquarters

3661 Buchanan Street, Third Floor
San Francisco, CA
94123 United States

States served by Dividend Solar

  • Arizona AZ ,
  • California CA ,
  • Colorado CO ,
  • Connecticut CT ,
  • Delaware DE ,
  • Florida FL ,
  • Georgia GA ,
  • Hawaii HI ,
  • Illinois IL ,
  • Maryland MD ,
  • Massachusetts MA ,
  • Michigan MI ,
  • Missouri MO ,
  • New Hampshire NH ,
  • New Jersey NJ ,
  • New Mexico NM ,
  • New York NY ,
  • North Carolina NC ,
  • Oregon OR ,
  • Rhode Island RI ,
  • South Carolina SC ,
  • Texas TX ,
  • Utah UT ,
  • Virginia VA